Školjka

%V0 Let $n\geq2$ be a positive integer, with divisors $1=d_1<d_2<\,\ldots<d_k=n$. Prove that $d_1d_2+d_2d_3+\,\ldots\,+d_{k-1}d_k$ is always less than $n^2$, and determine when it is a divisor of $n^2$.